Privacy Policy

Last Updated: 10/01/2025

Alpha-Financial LLC d/b/a Alpha Wealth Services (“we,” “us,” “our”) operates the website alphawealth-services.com (the “Site”). We are committed to safeguarding your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information you provide via the Site or our services (e.g. life insurance, annuities).

By accessing the Site or using our services, you agree to this Privacy Policy.

• Submit forms  contact, quote, application: name, email, phone number, address, date of birth, financial information income, assets, insurance history, beneficiary data, etc.
   
• Upload documents or attachments  identity proof, policy applications.
   
• Use the Site automatically: IP address, browser type, pages visited, device identifier, cookies, log files.
   
• Communicate with us email, : content of communication, metadata (time, identifiers).
   

We may also obtain information from third parties (credit bureaus, public records, other financial institutions, insurance carriers).

We use information to:

• Evaluate and process your life insurance or annuity applications.
   
• Provide, maintain, and improve our services and Site.
   
• Send you confirmations, statements, notices, promotional offers (if you opt in).
   
• Conduct analytics and measure Site usage.
   
• Detect and prevent fraud, abuse, or security issues.
   
• Comply with legal, regulatory, or contractual obligations . reporting to insurance regulators.
   

We use cookies, web beacons, and similar technologies to:

• Recognize your preferences (e.g. language).
   
• Improve Site functionality.
   
• Collect usage statistics (via analytics).
   

You can manage cookie settings through your browser. Disabling cookies may limit some features.

We may also use reCAPTCHA to reduce automated abuse and thus collect usage data via Google.

We may share your information with:

• Service providers / vendors who help us deliver our services CRM, analytics, hosting.
   
• Insurance carriers or financial institutions as required to evaluate or fulfill your applications.
   
• Regulators or governmental authorities when required by law or to comply with investigations.
   
• Affiliates or successors in case of merger, acquisition, or sale.
   
• Other parties with your consent.
   

We will endeavor to limit data sharing to what is necessary, and where required, impose confidentiality requirements on third parties.

If your data is transferred outside the U.S., we will ensure adequate protections (standard contractual clauses or other safeguards) are in place.

We retain personal information only as long as necessary to:

• Fulfill the purposes described  servicing a policy.
   
• Comply with legal, regulatory, tax, or accounting obligations.
   
• Resolve disputes or enforce agreements.
   

When no longer needed, we will securely delete or anonymize your data.

We implement reasonable administrative, technical, and physical safeguards (encryption, access controls, secure servers) to protect your data. However, no method of transmission or storage is 100% secure; we cannot guarantee absolute security.

Depending on your jurisdiction, you may have rights, such as:

• Access to your personal data.
   
• Correction or deletion of your data.
   
• Objecting to or restricting certain processing.
   
• Data portability (exporting your data).
   
• Opting out of marketing communications.
   

Requests may be submitted via email or other contact methods. We may ask you to verify identity before acting.

We do not knowingly collect data from children under 13 (or other applicable age). If you believe we collected such data, contact us; we will delete it.

We may update this Privacy Policy. We’ll post the revised version with a new “Last Updated” date. If changes are material, we may notify you (e.g. via email or Site notice).

If you have questions or requests regarding this policy or your data, contact:

Alpha-Financial L.L.C / Alpha Wealth Services
Email: alphafinct@cakl.tech

By providing your contact information on this website, you agree to receive text messages from Alpha Financial regarding updates, offers, or important notifications.

• Message and data rates may apply.
   
• Your consent is not a condition of purchase.
   
• You may withdraw your consent at any time.
   

To opt in, check the box below (or reply “YES” if opting in by text):
☐ I consent to receive text messages from Alpha Financial.

You can stop receiving messages from Alpha Financial at any time.

To opt out:

• Reply STOP to any text message you receive, or
   
• Contact us directly at alphafinct@cakl.tech