Terms and Conditions

Eligibility & Acceptance

You must be at least 18 years old (or legal age in your jurisdiction) and capable of entering into agreements.
By using the Site or submitting information, you represent that all information you provide is true, accurate, and complete.
We may refuse service, suspend, or terminate your access at our discretion.

2. Services & Applications

Our services include quoting, advising, or facilitating life insurance, annuities, and related financial planning.
Submitting a quote/request does not guarantee approval by insurers. Final acceptance is subject to underwriting and insurer approval.
We are not guaranteeing performance, outcomes, or returns (for annuities or investment components) beyond what the issuing carrier represents.